TRACK3 · INCOME & EXPENSES
You'll know exactly where every euro goes each month
Log income and expenses, create category budgets, and find out where you can save more. No surprises at month-end.
WHY IT MATTERS
Because tracking spending changes behaviour
People who track their expenses save 23% more per year. The difference is having data, not willpower.
Custom categories
Housing, entertainment, transport, groceries, subscriptions. Create the categories that reflect your real lifestyle.
Automatic bank import
Connect your bank and transactions are categorised automatically. No manual data entry.
Excel / CSV import
Got your expenses in a spreadsheet? Import your bank's CSV directly and Track3 does the rest.
Budget alerts
Get a notification when you approach the limit in a category. Adjust before going over budget.
Trend analysis
Compare your expenses month by month and spot patterns. Do you spend more on restaurants in summer?
Debt tracking
Log your debts and track monthly payments. Know when you'll be free of each financial commitment.
HOW IT WORKS
3 steps to get started
Set your budget
Set how much you want to spend in each category. Track3 can suggest limits based on your historical data.
Log or sync
Enter expenses manually in seconds, connect your bank to import automatically, or upload your bank's Excel file.
Analyse and optimise
With real vs. budgeted spending, spot where you're falling short and adjust. Month by month you'll improve.
Do you know how much you actually spend each month?
Try it freeFrequently asked questions
Do I need to connect my bank to track expenses? +
No. You can log expenses manually or import transactions via CSV from your bank. Automatic connection is optional.
Can I create my own categories? +
Yes. Track3 includes default categories but you can create your own and reorganise them however you like.
How do budget alerts work? +
You define the monthly spending limit per category. When you exceed 80% of the limit, you receive a notification to adjust.
Can I see my historical expenses? +
Yes. Track3 stores your full history. You can compare any previous month and analyse how your habits have evolved.
Fewer surprises at month-end. More money for what matters.
Create your free account and get started today. No credit card required.